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\u3010\u6eab\u54e5\u83ef\u8a0a\u3011\u70ba\u6253\u64ca\u5206\u5fc3\u99d5\u99db\uff08distracted driving\uff09\u884c\u70ba\uff0c\u5351\u8a69\u7701\u5e9c\u796d\u51fa\u9435\u8155\uff0c\u660e\u5e743\u6708\u8d77\u51e1\u57283\u5e74\u671f\u9593\u5167\u5403\u904e2\u5f35\u5206\u5fc3\u99d5\u99db\u7f70\u55ae\u8005\uff0c\u5c07\u984d\u5916\u7e73\u7d0d\u6700\u9ad82000\u5143\u7684\u98a8\u96aa\u6ea2\u50f9\uff08Risk Premium\uff09\u3002\u7701\u5e9c\u630725%\u8eca\u798d\u662f\u5206\u5fc3\u99d5\u99db\u6240\u5c0e\u81f4\uff0c\u6bcf\u5e74\u5e73\u574778\u4eba\u6b7b\u4ea1\u3002<\/p>\n

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